Turned down by the bank?
Find out which business funding paths are worth your time.
Answer five quick questions about your business and we will point you toward the kinds of funding that tend to fit businesses like yours.
- Free to use
- No credit pull
- Not a loan application
Step 1 of 6
No credit pull
Who this is for
This qualifier is built for owners who do not fit the traditional bank mold. It will not get you approved for anything. It will help you spend your time on options that make sense.
Startups
You have a plan but little or no operating history. Some funding types look mostly at the owner, not the business, and those are worth knowing about.
New businesses
You are open and making sales, but you do not have the two years of tax returns a bank usually wants. Other lenders weigh recent revenue differently.
Businesses a bank turned down
A bank denial is common and it is not the final word. Banks have narrow criteria. We help you understand what else is out there and what it costs.
Owners with less-than-perfect credit
Credit matters, and we will not pretend it does not. Some options still exist, and some are expensive. We will be straight with you about both.
How it works
Answer a few questions
Tell us how long you have been in business, your revenue, your credit, and what you need. It takes a couple of minutes.
See funding paths worth exploring
We show two or three types of funding that tend to fit your situation, what lenders in each category usually look for, and where to learn more.
Hear from us or a funding partner
If you give permission, we or a funding partner will reach out using only the methods you checked. You decide whether to move forward.
Common questions
Is this a loan application?
No. This is a free qualifier. Your answers help us point you toward funding paths worth exploring. Any actual application happens later, directly with a lender, and only if you choose to apply.
Does checking affect my credit?
No. We do not pull your credit. You describe your credit in your own words. If you later apply with a lender, that lender may check your credit as part of its own process, and it should tell you before it does.
Who sees my information?
AJV Ventures LLC, which runs this site, and the funding partners you consent to hear from. You choose whether we can call, text, or email you. We do not sell your information to anyone else.
What does it cost?
Nothing. The qualifier is free to use. We may be paid by funding partners, never by you.
Are you the lender?
No. We are not a lender and we do not make credit decisions. We help you understand your options and, if you agree, connect you with third-party funding partners.
What if I was already turned down by a bank?
That is common, and it does not mean every door is closed. Banks tend to have strict requirements. Other lenders weigh things differently, and the qualifier is built to show you where to look next.